Instant Personal Loans

Need funds fast? Innetiq India offers instant personal loans in India with flexible EMIs, minimal paperwork, and attractive interest rates. Whether you're planning a wedding, covering medical bills, managing home renovation, or just need extra cash flow, our personal loan solutions are tailored to fit your life. We ensure a seamless borrowing experience—right from easy online application to quick disbursal, all backed by expert guidance and 24×7 support.

Our strong partnerships with leading banks and NBFCs give you access to trusted lenders and competitive offers. No hidden charges, no delays—just fast, transparent, and reliable service you can count on.

Apply now and turn your plans into reality with a personal loan that works around your needs, not against them.

Features & Benefits:

  • Instant Approval

    Know your eligibility and get approved in 1 minute.

  • Flexible Repayment

    Choose loan terms from 12 to 60 months easily.

  • No Collateral

    Secure personal loan without pledging any assets.

  • Minimal Documents

    Hassle-free loan process with very basic documentation.

  • Fast Disbursal

    Funds directly credited to your account within hours.

Personal Loan Eligibility at Innetiq India

Age Criteria

Applicants must be between 21 to 60 years.

Employment Type

Available for salaried professionals and self-employed individuals.

Monthly Income

Minimum ₹15,000 per month credited to a bank account.

Monthly Income

Minimum ₹15,000 per month credited to a bank account.

Job/Business Stability

At least 1 year of continuous employment or business operations.

Credit Health

A good credit score and clean repayment history preferred.

Residential Stability

Minimum 2 years at current residence is ideal.

Loan Amount

You can apply for a loan of up to ₹10,00,000.

Tenure Flexibility

Choose repayment between 12 months to 60 months.

Documents Required
  • Identity Proof: Aadhaar / PAN / Voter ID / Passport / Driving License
  • Address Proof: Electricity / Water / Gas / Postpaid Bill / Rent Agreement
  • Age Proof: Any valid ID with Date of Birth (Aadhaar, PAN, DL, etc.)
  • Signature Proof: Bank-issued signature verification

Income Proof
  • Salaried: Last 3 months’ salary slips, Form 16, TDS
  • Self-Employed: ITR, Shop License, Sales/Purchase Bills
  • Farmers: 7/12 & 8A extract, Milk income proof
  • Bank Statement: Last 6 months’ bank statements
  • Photograph: Latest passport-sized photo