Let Your Property Fulfill the Dreams You Built It For
Need funds for education, business expansion, medical expenses, or a family wedding? Innetiq India offers a smart financing solution through our Loan Against Property. Use your residential or commercial property as collateral and access high-value loans at affordable interest rates.
Enjoy quick approvals, minimal documentation, and flexible tenures of up to 25 years — all designed to ease your repayment. You can borrow up to 80% of your property’s value to meet personal or business needs with complete peace of mind.
Already have a property loan elsewhere? Transfer it to us and enjoy better rates with a top-up facility. At Innetiq India, we turn your property into a powerful financial tool — whenever you need it.
Top Features & Benefits – Loan Against Property
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High Loan Value
Get up to 80% of your property's worth.
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Low Interest Rates
Affordable EMIs with competitive lending rates offered.
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Flexible Repayment Terms
Choose tenures up to 25 years for ease.
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All Property Accepted
Residential, commercial, or industrial — funding made simple.
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Quick Loan Processing
Fast approvals with minimal paperwork and hassle.
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Top-Up & Transfer
Easily switch or add funds when needed.
Loan Against Property – Eligibility & Documents
Innetiq India makes it simple and secure to unlock your property’s value.
For Salaried Individuals
Eligibility
- Indian resident aged 21 to 60 years
- Must have stable employment with a consistent monthly income
- Should possess clear ownership of residential or commercial property
- Minimum of 2 years total work experience preferred
Documents Required:
- Identity Proof: PAN (mandatory) and Aadhaar/Passport/Voter ID/Driving License
- Address Proof: Aadhaar, Driving License, Passport, or utility bills
- Income Proof:
Last 3 months' salary slips
Form 16 or employer-issued salary certificate
6-month bank statements of salary account
- Other Essentials:
Filled loan application form with recent photo
Processing fee cheque
Property documents (ownership papers, sale deed, etc.)
Encumbrance Certificate: Confirms that the property is free from any pending dues or legal liabilities.
For Self-Employed Professionals
Eligibility:
- Indian resident aged 25 to 65 years
- Must own a commercial, residential, or industrial property
- Business should have a minimum 3-year operational track record
- Must demonstrate consistent income flow or profit history
Documents Required:
- Identity Proof: PAN (mandatory) and Aadhaar/Passport/Voter ID/Driving License
- Address Proof: Aadhaar, Passport, Driving License, or recent utility bill
- Income & Business Proof:
Last 2–3 years’ ITRs and audited financials
Proof of business existence (registration, license, etc.)
1-year bank statements for current/savings account
- Other Essentials:
Completed loan application with photo
Processing fee cheque
Valid property ownership documents
No dues or legal issues on property (No Encumbrance Certificate)
