Upgrade. Expand. Achieve — With Innetiq India Equipment Loans

Equip Your Growth, Empower Your Vision

At Innetiq India, we understand that the right equipment is the backbone of any successful business. As a trusted equipment loan provider in India, we help you upgrade or expand your operations without financial stress. Whether you're in construction, agriculture, or manufacturing, our equipment loans are tailored to support your goals. Benefit from fast approvals, flexible repayment options, and funding for both new and used machinery. With minimal documentation and competitive interest rates, we ensure your business gets the support it needs, when it needs it. Keep operations running with smart funding solutions. From tractors to excavators—whatever fuels your growth, we’re here to finance it.

Top Features & Benefits

  • Flexible Loan Terms

    Smart repayment terms aligned with your finances.

  • Instant Loan Sanction

    Fast approvals with limited and easy documentation.

  • High Loan Value

    Finance up to 100% of equipment cost.

  • Low Interest Rates

    Enjoy competitive rates for better financial planning.

  • New & Used

    Access funds for both modern and existing machinery.

  • Simple Application Process

    Quick online process with minimal documentation required.


Eligibility for Equipment Loan

To qualify for an Equipment Loan from Innetiq India, applicants must meet the following criteria:


  • Business Type: MSME units engaged in manufacturing, trading, or services Minimum 3 years of continuous business operations
  • Property Ownership: Must own at least one residential or commercial property
  • Business Registration: Mandatory Udyam Registration and valid GST number
  • Clean Financial History: No past loan defaults with banks or financial institutions
  • Stable Income: Steady cash flow and business turnover as per loan amount required

Documents Required
  • Recent Photograph: Latest passport-sized color photograph of applicant/promoter
  • Identity Proof (any one):
    • PAN Card
    • Aadhaar Card
    • Passport
    • Driving License
    • Voter ID
  • Business KYC: Firm’s registration documents and business address proof
  • Income Proof:
    • ITRs with computation and schedules for the last 3 years
    • Sales and purchase bills
    • Audited financial statements
  • Bank Statements: Last 12 months' statements of all business bank accounts
  • Existing Loan Details (if applicable): Sanction letter and repayment history
  • Machine Quotation: Valid and original quotation of the equipment to be financed